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Bio


Michael Todd

the guy behind OwnMoreOweLess

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Bio


Michael Todd

the guy behind OwnMoreOweLess

 

Have you ever known somebody that did something seemingly impossible? Like that friend that lost a bunch of weight, or ran a marathon? You want to ask them...how did you do that? Well, living the paid-off lifestyle ranks among one of those things. And this is an effort to answer those questions by sharing the secrets to how I got here.

Some background. I grew up in the middle. Midwest. Middle class. Suburbia. Born in late 60s, so I am middle aged as well. All these things were great help, and armed me with a solid base to start.

I am not a financier, or come from a trust fund background either. I paid my own way through college. Including taking out student loans to finish. I was as broke starting out as you.

I lived the conventional way most folks do, and created a great credit score and the loans that go with them. But I never enjoyed it like I was told I would. There was no peace with it.

I have no formal financial training. Not even one finance class. So if you're looking for a theoretical economist, or somebody that can satisfy your nerdiest tax scenario, you'll be disappointed. But I never forgot how to add and subtract, and that's the part that got me here. 

Debt of any significant form has no hold on me. I own my home and all the things in it, no strings attached. My grocery bill is my biggest monthly expense. I have a very positive net worth and nothing to hold me back. 

 
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Own more


Own more

Own more


Own more

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Owe less


Owe less

Contact Me

Owe less


Owe less

Contact Me